Accidental Death Plan
Building A Stronger Safety Net
Imagine a fatal car accident on the way home from work. If it happened to you, your family may very well need extra money to help make ends meet as they rebuild their lives.
Accidental Death Plan
Accidents claim far too many lives.
Think of the dangers on our nation’s highways alone.
Even with all the safety equipment in our vehicles, highway deaths still occur. Every day. Every week. Every month. Every year. In fact, the 2021 edition of the National Safety Council’s Injury Facts reports that car crashes are the third leading cause of death for all ages.1
That’s why Your American Legion Department strongly urges all Members to strongly consider adding Accidental Death benefits. With cash benefits up to $100,000.00 available, this protection can be an important “just in case” financial cushion for your loved ones.
Plus, as a Legionnaire, you cannot be turned down for coverage. No health questions are involved.
All benefit amounts reduce by 50% at age 75, regardless of age at enrollment.
Please refer to the “Terms” section for exclusions.
1 Injury Facts, 2021 Edition, National Safety Council. https://injuryfacts.nsc.org/all-injuries/deaths-by-demographics/top-10-preventable-injuries/data-details/
Up to $100,000.00 in Cash Benefits To Help Pay For Groceries … Car Payments … Or To Help Your Loved Ones Make Ends Meet
If you suddenly fell victim to a deadly accident, your family might very well need a financial cushion to make ends meet. That’s why you’re guaranteed eligibility to add $25,000.00 … $50,000.00 … or up to $100,000.00 in accidental death benefits.
Help protect your family from the financial impact of covered accidents in your car. At home. On the job. On vacation. Anywhere you might be. Your Legionnaire accidental death benefits give you a world-wide, 24-hour safety net against the financial impact of a variety of accidents.
Pays REGARDLESS OF Any Other Insurance
Your Legionnaire cash benefits are also paid REGARDLESS of any other coverage you might have through work or that you may have set up on your own
That means you can rest assured your loved ones will collect the full amount of Legionnaire cash benefits they’re entitled to. It’s an easy way to help make sure your family could get a fresh start — instead of worrying how they’d pay the bills — if a covered accident takes your life.
Plan underwritten by Securian Life Insurance Company
MONTHLY RATES: Why More Legionnaires Choose Accident Protection
While fatal car accidents are a leading cause of death, it’s important to remember that accidents can happen anywhere … at any time. But as a Legionnaire, you can help give your loved ones the extra money they may need in that situation … just by selecting up to $100,000.00 of accidental coverage.
Take a look at the monthly rates for Legion families:
|Member & Spouse||$3.50||$7.00||$14.00|
** Benefits reduce 50% at age 75 and over, regardless of age at enrollment.
Your Legionnaire Accidental Death Plan premiums will be applied to the payment method selected on a monthly basis. Rates will include a $3.50 administrative fee per premium payment for direct bill payment, or a $3.00 administrative fee per premium payment for credit card payments, or a $1.25 administrative fee per premium payment for automatic bank deduction. Rates and/or benefits may be changed on a class basis. You will be notified at least 31 days prior to any change.
Your Accidental Death coverage starts the first day of the month after your enrollment form and first premium payment are received.
You are guaranteed acceptance as long as you are a Legionnaire. You can’t be singled out for cancellation or for a premium increase due to a change in your health or job. Your coverage will continue as long as you pay your premiums on time, you remain a Legion member in good standing, and the Master Policy remains in force.
Why activate Accidental Death coverage?
Your American Legion Department made sure your accidental death coverage would stand as an important financial safety net for your family. Rest assured … your loved ones would receive the full amount they’re entitled to if you fell victim to a covered accident.
Will I need to fill out a long form or get a physical from my doctor to sign up?
No. These benefits are extended to you on a guaranteed-issue basis. There is no long form with complicated health questions to worry about. No medical exam is required. Just fill out the short form on this website to activate your Legionnaire accidental death coverage today.
Is there any way I can be turned down?
Not as a Legionnaire – you are GUARANTEED ACCEPTANCE in this special cash benefit program – regardless of your health history, current occupation or hobbies.
What if I decide Accidental Death isn’t right for me?
There’s no obligation with the program’s “Free Look” Period. As soon as you sign up, we’ll send you a Certificate of Insurance. Look it over for a full 30 days. If you’re not completely satisfied, just let us know. We’ll cancel your coverage and refund of any premium you’ve paid, as long as you haven’t made any claims during that time.
Terms and conditions of coverage are set forth in Group Policy Number 9000/9001/9002 policy form series 17-50925 issued by Securian Life Insurance Company. Additional information is contained in the Certificate of Insurance which is issued to all persons who become insured under the plan. As determined by state insurance regulations, this plan may not be available in all states. Availability of this offer may change. All benefit amounts reduce by 50% at age 75 regardless of age at enrollment.
In addition to any benefit-specific exclusions, benefits will not be paid for any Injury or Loss which, directly or indirectly, in whole or in part, is caused by or results from any of the following: intentionally self-inflicted injury, suicide or any attempt threat while sane or insane; declared or undeclared war or act of war; military or combat activities while serving in the armed forces, National Guard, or organized reserve corps in any state, country, or international authority; sickness, disease, bodily or mental infirmity or medical or surgical treatment thereof, or bacterial or viral infection, regardless of how contracted. This does not include bacterial infection that is the natural and foreseeable result of an accidental external bodily injury or accidental food poisoning; flight in, boarding or alighting from an Aircraft or any craft designed to fly above the Earth’s surface: a. except as a fare paying passenger on a regularly scheduled commercial airline; b. being flown by the Covered Person or in which the Covered Person is a member of the crew c. being used for: i. crop dusting, spraying or seeding, giving and receiving flying instruction, firefighting, sky writing, sky diving or hang-gliding, pipeline or power line inspection, aerial photography or exploration, racing, endurance tests, stunt or acrobatic flying; or ii. any operation that requires a special permit from the FAA, even if it is granted (this does not apply if the permit is required only because of the territory flown over or landed on); d. designed for flight above or beyond the earth’s atmosphere; e. an ultra-light or glider; f. being used for the purpose of parachuting or skydiving; g. being used by any military authority, except an Aircraft used by the Air Mobility Command or its foreign equivalent; the Covered Person’s intoxication as determined according to the laws of the jurisdiction in which the accident occurred; voluntary ingestion of any narcotic, drug, poison, gas or fumes; driving while intoxicated or driving under the influence of a controlled substance; riding or driving as a professional in any kind of race for prize money or profit.
This brochure provides a brief description of benefits available. It is not a contract. Terms and conditions of coverage are set forth in Policy numbers 9000/9001/9002, policy form series 17-50925. Additional information is contained in the Certificate of Insurance which is issued to all persons who have purchased any expanded coverage. This plan may not be available in all states. Availability of this offer may change.
Endorsed by: Your Department of The American Legion
Securian Life Insurance Company,
St. Paul, MN 55101
P.O. Box 26720, Phoenix, AZ 85068
Questions? Call toll-free 1-800-235-6943
Policy #: 9012/9013/9014, policy form series 17-50925